I can see you're skeptical about how to NOT be afraid of rising daycare costs (and what that means for your bank account).
Let me tell you a quick story.
The front desk paged me in the middle of work to tell me I had a phone call. When I answered, it was my husband. “You're not going to believe this”, he said. “They're closing the daycare again. We have until the end of the month.”
Three weeks of notice seems to be the going time commitment that daycares give you. This happened to us once before, not even a year prior. We had to do a mad scramble to search, call, meet, and enroll into a new daycare. In the end, it cost us over $100 more per month in daycare costs than we were paying previously.
And that was just because it was what was available. There were no other options. We did this while working full-time and commuting, while scrambling to gather the money for new enrollment fees while still paying off the last of the monthly fees incurred. We didn't have that money up front for these new daycare costs, but we found it.
And here we were again, working full-time and making phone calls in between. Driving to check out what we find when possible, only to realize most places had no other openings.